Financial Assistance

In an effort to keep programs available and affordable to all, Karmê Chöling has established several payment, scholarship and financial assistance options.

Special Funding Available

Hemera Sun

Hemera Fellowships
If you are an educator, M.Ed. student, full-time artist, or health care professional you may be eligible for one of the Hemera Foundation’s fellowships to attend a meditation retreat. Learn more

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Shambhala® People of Color Scholarships
If you identify as a person of color, you may be eligible for a scholarship through the Shambhala People of Color Scholarship Fund that may cover part or all of your program costs. Learn More

All other participants in need of assistance may choose the option below that best fits their needs.

About Karmê Chöling Financial Assistance Options

So that Karmê Chöling can extend financial aid to all who need it, we ask that you first consider raising your own funds and/or using an interest-free payment plan. Karmê Chöling encourages individual fundraising using sites such as The Offering Bowl.

Payment Plans

Payment plans are available to anyone who requests one. Installments vary based on individual need. The guidelines for establishing a payment plan are as follows:

  • Payment plans must be established at least 2 weeks before the start of any program.
  • Payments are made in monthly installments. Up to 50% of tuition may be paid in installments. The remainder of the balance must be paid at least two weeks before the start of the program. Full payment must be made within 6 months.
  • To be eligible for a payment plan, any outstanding balance on an existing payment plan must be less than $500 and payments should be current.
  • Participants who do not meet this eligibility requirement must pay for any new program in full at least two weeks before the start of the program.
  • Please consider adding an extra installment to your payment plan as a donation to the Scholarship Fund in order to help others in need of financial assistance.

Contact Registration to arrange for a payment plan.


Matching Scholarships

Karmê Chöling matches scholarships from Shambhala city centers. For example, if your local center offers you a $200 scholarship, Karmê Chöling will match that amount. The guidelines for receiving a matching scholarship are as follows:

  • Participants are responsible for contacting their local Shambhala center to receive a scholarship for matching.
  • Matching scholarships must be requested at least two weeks before the start of a program. Karmê Chöling is not able to grant matching scholarships on or after arrival.
  • To be eligible for a matching scholarship, participants with existing balances of $500 or more, or who are late on any existing payment plan, must pay the new balance not covered by the matching scholarship in full at least 2 weeks prior to the start of the program.
  • Matching scholarships are not available for accommodations, materials, or teaching gifts.

Contact the Scholarship Coordinator to find out more and apply for a matching scholarship.


Low-Income and Student Discounts

Karmê Chöling offers self-selecting discounts on the cost of programs for participants who have low income or are a current, full-time college student.

Income Discount Level 1: 10% off the base program fee if your annual personal income is between $25,000 and $35,000.

Income Discount Level 2: 20% off the base program fee if your annual personal income is under $25,000.

Student Discount: 25% off of the base program fee for participants aged 18 or older who are full-time college students. The Student Discount does not work in conjunction with Level 1 or Level 2 Discounts.

The guidelines for receiving a low-income or student discount are as follows:

  • Participants must request a discount at least 2 weeks prior to the start of the program. Karmê Chöling is not able to grant discounts on or after arrival.
  • To be eligible for a matching scholarship, participants with existing balances of $500 or more, or who are late on any existing payment plan, must pay the new balance not covered by the matching scholarship in full at least 2 weeks prior to the start of the program.

Contact our Registration department to request a discount.


Additional Financial Assistance

Karmê Chöling encourages all participants to thoroughly explore the options above. If you still find the cost prohibitive, you may apply for additional financial assistance. With this we ask you to think about what amount you can pay. Financial assistance guidelines are as follows:

  • Financial assistance applications must be submitted at least one month before the start of the program. For international programs, such as Warrior Assembly or Scorpion Seal Retreat, applications much be submitted at least two months before the start of the program. Karmê Chöling is not able to grant financial assistance on or after arrival.
  • To be eligible for financial assistance, any outstanding balance on existing payment plans should be less than $500 and payments should be current.

Important Information

  • Scholarships, discounts, and/or additional financial assistance may not be used in combination.
  • None of the Karmê Chöling Financial Assistance Options may be applied to accommodations, materials, or teaching gifts.
  • There is a separate application and financial assistance pool for Mukpo Institute, Garden Apprenticeship and Shambhala International retreats. Check the specific program page for more information.
  • Please be sure to review our Payment Policy.